Some cruise lines do require you to have travel insurance otherwise you won’t be able to sail. These are Cruise & Maritime, Cunard Line, Fred. Olsen Cruises, Holland America Line, Hurtigruten Cruises, Norwegian Cruise Line, P&O Cruises, Princess Cruises and Seabourn Cruise Line.
Regardless of whether it is mandatory or not, you should always purchase travel insurance in case you need to cancel or, more importantly, have a medical emergency during your time on-board.
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Is insurance mandatory on cruise liner Royal caribe a navigator of the seas
Is insurance mandatory on cruise liner Royal Caribbean navigator of the seas